# Decentro Documentation ## Guides - [Overview & Guide](https://docs.decentro.tech/docs/overview.md) - [API Basics & Endpoints](https://docs.decentro.tech/docs/api-basics.md) - [Testing Credentials](https://docs.decentro.tech/docs/testing-credentials.md) - [KYC - Overview & Guide](https://docs.decentro.tech/docs/kyc-and-onboarding-overview-and-guide.md): Engage warp drive on your customer onboarding and boldly go where no fintech has gone before - [Workflows](https://docs.decentro.tech/docs/kyc-and-onboarding-workflows.md) - [UIStreams](https://docs.decentro.tech/docs/kyc-and-onboarding-workflows-uistreams.md): Unleash the fastest possible GTMs by onboarding customers with UIStreams - [DigiLocker UIStreams](https://docs.decentro.tech/docs/kyc-and-onboarding-workflows-uistreams-digilocker-uistreams.md): UIStreams specialized in orchestrating DigiLocker-based workflows. - [HyperStreams](https://docs.decentro.tech/docs/kyc-and-onboarding-workflows-hyperstreams.md): Empowering Seamless Financial Innovation with HyperStreams - [Advanced OCR HyperStream](https://docs.decentro.tech/docs/kyc-and-onboarding-workflows-hyperstreams-advanced-ocr.md) - [CKYC Prefill HyperStream](https://docs.decentro.tech/docs/kyc-and-onboarding-workflows-hyperstreams-ckyc-prefill.md) - [Employment Verification](https://docs.decentro.tech/docs/employment-verification.md) - [Identities](https://docs.decentro.tech/docs/kyc-and-onboarding-identities.md): Unleash the power of connectivity to CKYC, and DigiLocker - forging a unified and robust identity verification solution. - [Aadhaar OVSE - Overview and Guide](https://docs.decentro.tech/docs/kyc-and-onboarding-identities-aadhaar-services.md): Comprehensive module that empowers businesses to verify customer identity seamlessly using the Aadhaar App through secure offline face authentication, eliminating OTP dependency while improving onboarding conversion and fraud prevention. - [Aadhaar QR-Link Verification](https://docs.decentro.tech/docs/aadhaar-ovse-overview-and-guide.md) - [Verification Services](https://docs.decentro.tech/docs/kyc-and-onboarding-identities-verification-services.md): 🔐✨ Elevate your identity verification game across consumers, employees, and businesses – forging trust and compliance seamlessly. - [Customer Verification](https://docs.decentro.tech/docs/kyc-and-onboarding-identities-verification-services-customer-verification.md) - [Business Verification](https://docs.decentro.tech/docs/kyc-and-onboarding-identities-verification-services-business-verification.md) - [Employment Verification](https://docs.decentro.tech/docs/kyc-and-onboarding-identities-verification-services-employment-verification.md) - [Professional Verification](https://docs.decentro.tech/docs/kyc-and-onboarding-identities-verification-services-professional-verification.md): An extension of the Employment Verification stack for deeper insights - [Bank Verification](https://docs.decentro.tech/docs/kyc-and-onboarding-bank-verification.md): This page gives you an overview of the bank account validation capabilities of Decentro. - [DigiLocker Services](https://docs.decentro.tech/docs/kyc-and-onboarding-identities-digilocker-services.md): ✅ Ditch the Paper Chase with DigiLocker: Your Secure Digital Document Vault - [DigiLocker Suite](https://docs.decentro.tech/docs/kyc-and-onboarding-identities-digilocker-services-digilocker-suite.md): ✅ Ditch the Paper Chase with DigiLocker: Your Secure Digital Document Vault - [SSO DigiLocker Suite](https://docs.decentro.tech/docs/kyc-and-onboarding-identities-digilocker-services-sso-digilocker-suite.md): ✅ Ditch the Paper Chase with DigiLocker: Your Secure Digital Document Vault - [CKYC Services](https://docs.decentro.tech/docs/kyc-and-onboarding-identities-ckyc-services.md): Introducing CKYC Services – Your Gateway to Comprehensive KYC. Streamlined record retrieval, automated compliance checks, and hassle-free data uploads for a seamless KYC process. - [CKYC Search](https://docs.decentro.tech/docs/kyc-and-onboarding-identities-ckyc-services-ckyc-search.md) - [CKYC Download](https://docs.decentro.tech/docs/kyc-and-onboarding-identities-ckyc-services-ckyc-download.md) - [CKYC Upload](https://docs.decentro.tech/docs/kyc-and-onboarding-identities-ckyc-services-ckyc-upload.md): 💫 🧙‍♂️ One solution to create them all, one solution to find them. One solution to bring them all, and in the registry bind them. - [Developer Hub](https://docs.decentro.tech/docs/kyc-and-onboarding-developer-hub.md): Your Gateway to Streamlined Integration and Rapid Market Deployment - [CKYC Sandbox](https://docs.decentro.tech/docs/kyc-and-onboarding-sandbox-ckyc.md): This section explains how to simulate various scenarios as part of the CKYC Search API of Decentro. - [SDKs](https://docs.decentro.tech/docs/kyc-and-onboarding-developer-hub-sdks.md) - [FAQs - KYC & Onboarding](https://docs.decentro.tech/docs/kyc-faqs.md) - [Bytes - Overview and Guide](https://docs.decentro.tech/docs/bytes-overview-and-guide.md): Comprehensive module that empowers businesses to leverage alternative data for identity verification, fraud detection, and financial decision-making. - [Alternate Data Suite](https://docs.decentro.tech/docs/bytes-alternate-data-suite.md) - [ID Converters](https://docs.decentro.tech/docs/id-converters.md): Facilitates seamless mapping between various identification forms, aiding in compliance and fraud prevention. - [Credit Bureau](https://docs.decentro.tech/docs/bytes-credit-bureau.md) - [FAQs - Bytes](https://docs.decentro.tech/docs/bytes-faqs.md) - [Scanner - Overview and Guide](https://docs.decentro.tech/docs/scanner-overview-and-guide.md): The Scanner module is an advanced API suite that enhances data verification and fraud detection through machine learning and computer vision, ensuring robust compliance and security for businesses. - [User Intelligence Suite](https://docs.decentro.tech/docs/scanner-user-intelligence-suite.md): Score your customers between 100 to 1000 for customer profiling, segmentation, underwriting and risk analysis purposes. - [Data Forensics](https://docs.decentro.tech/docs/kyc-and-onboarding-farsight-data-forensics.md) - [Phonetic Name Matching](https://docs.decentro.tech/docs/kyc-and-onboarding-farsight-data-forensics-phonetic-name-matching.md) - [Regular Text Matching](https://docs.decentro.tech/docs/kyc-and-onboarding-farsight-data-forensics-regular-text-matching.md) - [Geolocation Matching](https://docs.decentro.tech/docs/kyc-and-onboarding-farsight-data-forensics-geolocation-matching.md) - [Document Forensics](https://docs.decentro.tech/docs/kyc-and-onboarding-farsight-document-forensics.md) - [Document Classification](https://docs.decentro.tech/docs/kyc-and-onboarding-farsight-document-forensics-document-classification.md) - [Document Extraction](https://docs.decentro.tech/docs/kyc-and-onboarding-farsight-document-forensics-document-extraction.md) - [Document Quality](https://docs.decentro.tech/docs/kyc-and-onboarding-farsight-document-forensics-document-quality.md) - [Aadhaar Masking](https://docs.decentro.tech/docs/kyc-and-onboarding-farsight-document-forensics-aadhaar-masking.md) - [Face Forensics](https://docs.decentro.tech/docs/kyc-and-onboarding-farsight-face-forensics.md): Explore the Face Forensics sub-group within Decentro Farsight - [Passive Liveness](https://docs.decentro.tech/docs/kyc-and-onboarding-farsight-face-forensics-passive-liveness.md) - [Face Match](https://docs.decentro.tech/docs/kyc-and-onboarding-farsight-face-forensics-face-match.md) - [FAQs - Scanner](https://docs.decentro.tech/docs/scanner-faqs.md) - [Payments - Overview & Guide](https://docs.decentro.tech/docs/payments-overview-and-guide.md): This page gives you an overview of Decentro's payments stack spanning multiple capabilities. - [Collections](https://docs.decentro.tech/docs/payments-collections.md): This page gives you an overview of Decentro's collections capabilities spanning UPI and Virtual Accounts. - [Collections v3](https://docs.decentro.tech/docs/payments-collections-v3.md): This page gives you an overview of Decentro's collections capabilities on its v3 Payment Aggregator stack. - [Merchant Onboarding Process](https://docs.decentro.tech/docs/payments-collections-pa-onboarding.md): This page gives you an overview of the Decentro's merchant onboarding requirement on its payments stack. - [UPI Collections - Configurations and Status Values](https://docs.decentro.tech/docs/upi-collection-v3-configurations-and-status-values.md): An overview of the various configurations available to our merchants, the status values propagated by our system, and examples of how they are linked. - [UPI Collections - Payment Modes](https://docs.decentro.tech/docs/upi-collection-flows.md) - [Offline QR & Push to UPI ID](https://docs.decentro.tech/docs/upi-collections-offline-qr.md): This page gives you an overview of Decentro's Offline Static QR Code based payments capability - [E-NACH](https://docs.decentro.tech/docs/e-nach-1.md) - [UPI Autopay](https://docs.decentro.tech/docs/upi-autopay.md): This page gives you and overview of Decentro's recurring collection capabilities through the UPI Auto-pay stack. - [Virtual Account collections - Ecollect](https://docs.decentro.tech/docs/virtual-account-collections-ecollect.md): The E collect stack offering of Decentro allows merchants to seamlessly collect and manage customer funds in virtual accounts. - [Collections - Simulation Data](https://docs.decentro.tech/docs/payments-collections-simulation_data.md): This page gives an overview of using testbed data to simulate multiple scenarios from a collections stack perspective. - [Collections FAQs](https://docs.decentro.tech/docs/faqs.md): This page covers all the FAQs pertaining to Decentro's collections platform. - [Netbanking 2.0](https://docs.decentro.tech/docs/netbanking20.md) - [UPI Collections v2](https://docs.decentro.tech/docs/upi-collections-v2.md) - [Payouts](https://docs.decentro.tech/docs/payments-direct-payouts.md): This page will give you an overview of the Decentro's capabilities on the payouts stack. - [Funds Loading](https://docs.decentro.tech/docs/funds-loading.md): This page will give you an understanding of how to load funds to Decentro's wallet/virtual account. - [Initiate Payout](https://docs.decentro.tech/docs/initiate-payout.md): This page will give you an understanding of how to undertake payouts using Decentro's stack. - [Manage Beneficiary](https://docs.decentro.tech/docs/manage-beneficiary.md): This page will give you an understanding of how to undertake payouts using the beneficiary capability. - [Get Transaction Status](https://docs.decentro.tech/docs/get-transaction-status.md): This page gives you an overview of the status check capability for Decentro's payouts stack. - [Bulk Payouts CSV](https://docs.decentro.tech/docs/payments-batch-payout-csv.md): This page gives you an overivew of Decentro's bulk payouts capabilities. - [Bulk Payouts JSON](https://docs.decentro.tech/docs/batch-payouts-json.md): This page gives you an overivew of Decentro's bulk payouts capabilities. - [Payout Error Messages](https://docs.decentro.tech/docs/payments-payouts-errormessages.md): This page gives you an overview of the error messages propagated as part of the payouts stack. - [Direct Payouts - Simulation Data](https://docs.decentro.tech/docs/direct-payouts-simulation-data.md): This page gives you the overview of Decentro's simulation data for testing payouts capabilities. - [Payouts FAQs](https://docs.decentro.tech/docs/payments-payouts-faqs.md) - [User Verification](https://docs.decentro.tech/docs/user-verification.md): This page gives you an overview of Decentro's user verification capabilities. - [User verification v2](https://docs.decentro.tech/docs/user-verification-v2.md): This guide gives an overview of Decentro's API pertaining to user verification suite. - [Validate Bank Account](https://docs.decentro.tech/docs/payments-validate-bank-account.md): This page gives you an overview of the bank account validation capabilities of Decentro. - [Bulk Validate Bank Account](https://docs.decentro.tech/docs/payments-bulk-validate-bank-account.md): This module can be used to validate large number of accounts to individuals or businesses using standard modes. - [Validate Bank Account Error Messages](https://docs.decentro.tech/docs/user-verifications-validate-bank-account-error-messages.md) - [VerifyPay](https://docs.decentro.tech/docs/verifypay.md): Validate a UPI VPA via a penny drop - [Reverse penny pull](https://docs.decentro.tech/docs/reverse-penny-pull.md) - [User verification v3](https://docs.decentro.tech/docs/user-verification-v3.md): This page gives you an overview of Decentro's user verification capabilities. - [Reverse Penny Drop/Penny Pull](https://docs.decentro.tech/docs/reverse-penny-drop-pa.md) - [Validate Bank Account v3](https://docs.decentro.tech/docs/validate-bank-account-v3-1.md): All of Validate Bank Account - enhanced with smarter routing, higher success rates, and zero configuration hassle. - [Simulation Data - User verification](https://docs.decentro.tech/docs/simulation-data.md): This page gives the simulation data for Penny Pull provided by Decentro as part of the user verification stack. - [FAQs - User verification](https://docs.decentro.tech/docs/payments-userverification-pennypull-faqs.md): This page answers all the key questions pertaining to Decentro's penny pull/reverse penny drop. - [Split Settlements](https://docs.decentro.tech/docs/overview-split-settlements.md): This page gives the overview of split settlement and how it works - [Split Settlement Rule Configuration](https://docs.decentro.tech/docs/split-settlement-rule-configuration.md): This page gives the further working of split settlements - [FAQs - Split Settlements](https://docs.decentro.tech/docs/faqs-split-settlements.md): This page covers all the FAQs pertaining to Decentro's ENACH platform. - [FAQs - Payments](https://docs.decentro.tech/docs/payments-faqs.md) - [Virtual Accounts - Overview & Guide](https://docs.decentro.tech/docs/virtual_accounts-overview-and-guide.md) - [Virtual Accounts Flow](https://docs.decentro.tech/docs/virtual-accounts-flow.md): This page gives you the process flow of using our virtual accounts stack - [Account v2](https://docs.decentro.tech/docs/virtual_accounts-account-v2.md) - [Information V1](https://docs.decentro.tech/docs/virtual_accounts-information.md): Fetch virtual account details created for your platform, including linked information, customer data, and more with Decentro. - [Information v2](https://docs.decentro.tech/docs/virtual_accounts-information-v2.md): Access virtual account data effortlessly—retrieve all accounts, linked details, and customer insights with Decentro’s API. - [Callbacks](https://docs.decentro.tech/docs/virtual_accounts-callbacks.md) - [VA Balance Settlement](https://docs.decentro.tech/docs/virtual_accounts-va-balance-settlement.md) - [Whitelist Remitter Accounts](https://docs.decentro.tech/docs/whitelisting-remitter-accounts.md) - [FAQs - Virtual Accounts](https://docs.decentro.tech/docs/virtual_accounts-faqs.md) - [Ledgers - Overview & Guide](https://docs.decentro.tech/docs/ledgers-overview-and-guide.md): Streamline money movement and transactions with Decentro’s scalable Ledgers. Built for growth and seamless customer experiences. - [Journals](https://docs.decentro.tech/docs/ledgers-journals.md) - [Ledger Accounts](https://docs.decentro.tech/docs/ledgers.md) - [Transactions](https://docs.decentro.tech/docs/ledgers-transactions.md) - [FAQs - Ledgers](https://docs.decentro.tech/docs/ledgers-faqs.md): Explore FAQs about Decentro’s Ledger module. Learn how closed-loop ledgers simplify transaction reconciliation, balance management, and data tracking. - [Organisation Master List](https://docs.decentro.tech/docs/knowledge-base-digilocker-organisation-ids.md) - [Document Master List](https://docs.decentro.tech/docs/knowledge-base-digilocker-document-codes.md) - [Static IP Address Solution](https://docs.decentro.tech/docs/static-ip-address-solution.md) - [CKYC Responses Master List](https://docs.decentro.tech/docs/ckyc-responses-master-list.md): This page contains official master lists for `constitutionType`, `identityType`, `permPoa` and `imageCode` parameters from CKYC. - [CKYCR Registration Eligibility](https://docs.decentro.tech/docs/ckycr-registration-eligibility.md) - [Support](https://docs.decentro.tech/docs/decentro-support.md) - [Decentro FAQs](https://docs.decentro.tech/docs/decentro-faqs.md) ## API Reference - [Developer Quickstart](https://docs.decentro.tech/reference/kyc-developer-quickstart.md) - [Digilocker UIStreams](https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-workflows-uistreams-atomic-uistreams.md) - [HyperStreams](https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-workflows-hyperstreams.md) - [CKYC Prefill](https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-workflows-hyperstreams-ckyc-prefill.md) - [Employment Verification](https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-workflows-hyperstreams-company-employment-verification.md) - [Advanced OCR](https://docs.decentro.tech/reference/advanced-ocr.md) - [Customer Verification Validate API](https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-identities-verification-services-customer-verification-validate-api.md) - [Business Verification Validate API](https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-identities-verification-services-business-verification-validate-api.md) - [Shop Establishment](https://docs.decentro.tech/reference/shop-establishment.md) - [Professional Verification](https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-identities-verification-services-professional-verification.md): An extension of the Employment Verification stack for deeper insights - [Chartered Accountants](https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-identities-verification-services-professional-verification-icai.md) - [National Medical Council](https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-identities-verification-services-professional-verification-nmc.md) - [Company Secretary](https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-identities-verification-services-professional-verification-icsi.md) - [Employer Domain Verification w/o OTP](https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-identities-verification-services-employment-verification-employer-domain-verification-without-otp.md) - [SSO DigiLocker APIs](https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-identities-digilocker-services-sso-digilocker-apis.md) - [SSO DigiLocker Initiate Session API](https://docs.decentro.tech/reference/kyc_api-sso-digilocker-session.md) - [SSO DigiLocker eAadhaar API](https://docs.decentro.tech/reference/kyc_api-sso-digilocker-eaadhaar.md) - [Issued Files](https://docs.decentro.tech/reference/kyc_api-sso-digilocker-issued-files.md) - [Download File](https://docs.decentro.tech/reference/kyc_api-sso-digilocker-download-file.md) - [SSO DigiLocker File Data API](https://docs.decentro.tech/reference/kyc_api-sso-digilocker-file-data.md) - [Pull File](https://docs.decentro.tech/reference/kyc_api-sso-digilocker-pull-file.md) - [Revoke Token](https://docs.decentro.tech/reference/kyc_api-sso-digilocker-revoke-token.md) - [DigiLocker APIs](https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-identities-digilocker-services-digilocker-apis.md) - [Initiate Session](https://docs.decentro.tech/reference/kyc_api-digilocker-initiate-session.md) - [Generate Access Token](https://docs.decentro.tech/reference/digilocker-generate-access-token.md) - [DigiLocker Issued Files API](https://docs.decentro.tech/reference/kyc_api-digilocker-get-issued-files.md) - [eAadhaar](https://docs.decentro.tech/reference/kyc_api-digilocker-get-e-aadhaar.md) - [Download File](https://docs.decentro.tech/reference/kyc_api-digilocker-download-file.md) - [Pull & Link File](https://docs.decentro.tech/reference/kyc_api-digilocker-pull-file.md) - [DigiLocker File Data API](https://docs.decentro.tech/reference/kyc_api-digilocker-file-data.md) - [Verify Mobile](https://docs.decentro.tech/reference/digilocker-verify-mobile.md) - [CKYC Upload For Individuals](https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-identities-ckyc-services-upload-individuals.md) - [CKYC Upload Status](https://docs.decentro.tech/reference/get-ckyc-upload-status.md) - [CKYC Search API](https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-identities-ckyc-services-search.md) - [CKYC Download Generate OTP API](https://docs.decentro.tech/reference/ckyc-download-generate-otp-api.md) - [CKYC Download Validate OTP API](https://docs.decentro.tech/reference/ckyc-download-validate-otp-api.md) - [CKYC Bulk Download](https://docs.decentro.tech/reference/ckyc-bulk-download.md) - [CKYC Bulk Search API](https://docs.decentro.tech/reference/ckyc-bulk-search-api.md) - [CKYC Upload : Legal Entities](https://docs.decentro.tech/reference/ckyc-upload-legal-entity.md) - [Download PDF Files](https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-utilities-download-pdf-files.md) - [JWT](https://docs.decentro.tech/reference/jwt.md) - [Developer Quickstart](https://docs.decentro.tech/reference/bytes-developer-quickstart.md) - [Customer Data Pull API](https://docs.decentro.tech/reference/financial_api-customer-data-pull.md): This API is used to fetch customer data using their name and mobile or an ID document - [Credit Report Summary](https://docs.decentro.tech/reference/financial_api-generate-credit-report.md) - [Credit Report API](https://docs.decentro.tech/reference/credit-report.md) - [Credit Score](https://docs.decentro.tech/reference/bytes_credit-score.md) - [PAN to GSTIN](https://docs.decentro.tech/reference/api-reference-kyc-and-onboarding-identities-verification-services-id-converters-pan-to-gstin.md) - [PAN to UDYAM](https://docs.decentro.tech/reference/pan-to-udyam.md) - [RC to Chasis](https://docs.decentro.tech/reference/rc-to-chasis.md) - [Chassis to RC](https://docs.decentro.tech/reference/chassis-to-rc.md) - [GSTIN to CIN](https://docs.decentro.tech/reference/gstin-to-cin.md) - [Alternate Data Suite](https://docs.decentro.tech/reference/bytes-alternate-data.md) - [Social Intelligence](https://docs.decentro.tech/reference/bytes-alternate-data-social-intelligence.md) - [Phone Tenure](https://docs.decentro.tech/reference/bytes-alternate-data-phone-tenure.md) - [Company Financials](https://docs.decentro.tech/reference/bytes-alternate-data-company-financials.md) - [Developer Quickstart](https://docs.decentro.tech/reference/scanner-developer-quickstart.md) - [Passive Image Liveness](https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-farsight-face-forensics-passive-liveness-v3.md) - [Passive Video Liveness](https://docs.decentro.tech/reference/kyc_api-liveness-verification.md) - [Face Match](https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-farsight-face-forensics-face-match-v3.md) - [Aadhaar UID Masking](https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-farsight-document-forensics-aadhaar-uid-masking.md) - [Document Extraction](https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-farsight-document-forensics-document-extraction.md) - [Document Extraction v2](https://docs.decentro.tech/reference/document-extraction-v2.md) - [Document Classification](https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-farsight-document-forensics-id-classification.md) - [Document Quality](https://docs.decentro.tech/reference/document-quality.md) - [Match Engine](https://docs.decentro.tech/reference/kyc-and-onboarding-api-reference-farsight-data-forensics-match-engine.md): 🏏 If strings had a cricket "match", our API would be the third umpire. Always precise, always unbiased! - [Omniscore: Unified User Risk Score for Fraud Detection](https://docs.decentro.tech/reference/omniscore.md) - [Omniscore Advance](https://docs.decentro.tech/reference/omniscore-advance.md) - [Collections](https://docs.decentro.tech/reference/collections-v3.md): APIs pertaining to Decentro's PA stack. - [Generate Credentials v3](https://docs.decentro.tech/reference/testing-credentials-v3.md): Clients can use this API to generate a JSON Web Token for secure access to all v3 APIs as an alternative to client_id & client_secret. - [UPI Collections V3](https://docs.decentro.tech/reference/collection-v3.md): This set of APIs from Decentro are designed to help platforms facilitate UPI collections. - [Generate Payment Link](https://docs.decentro.tech/reference/payments_api-collectionsv3-paymentlink.md): This API allows the platform to create a payment link/intent flow using Decentro's UPI stack. - [Generate Dynamic QR](https://docs.decentro.tech/reference/payments_api-collectionsv3-dynamicqr.md): This API allows the platform to create a dynamic QR code using Decentro's UPI stack. - [Issue Collect Request](https://docs.decentro.tech/reference/payments_v3-collectrequest.md) - [Get Transaction Status Basic](https://docs.decentro.tech/reference/get-transaction-status-basic.md): This API allows the platform to fetch the status of a transaction intiated through a payment link/collect request/dynamic QR code/ UPI Autopay(Refunds only). - [Get Transaction Status Advance](https://docs.decentro.tech/reference/get-transaction-status-advance.md): This API allows the platform to fetch the status of a each attempt made by the user on a particular Payment link/Dynamic QR transaction/ UPI Autopay(Refunds only). - [Issue Refund](https://docs.decentro.tech/reference/payments_api-collectionsv3-refund.md): This API enabled you to issue refunds for a successful payment. - [Release/Capture API](https://docs.decentro.tech/reference/release-capture-api.md): This API is under development. Details will be added once the APIs are signed off in staging/QA. - [Terminal Transaction Status Callback/Webhook](https://docs.decentro.tech/reference/payments_api-collectionsv3-statuscallback.md): This callback is used by Decentro to trigger the status of a transaction to pre-configured endpoint of the platform. - [Account Balance Callback/Webhook](https://docs.decentro.tech/reference/payments_api-collectionsv3-balancecallback.md) - [Virtual Account Collections v3](https://docs.decentro.tech/reference/virtual-account-collections.md): This set of APIs from Decentro are designed to help platforms facilitate virtual account based collections. - [Create Virtual Account](https://docs.decentro.tech/reference/payments_api-virtualaccounts3-create-va.md): This API is an updated version of creating a virtual account on Decentro's v3 stack. - [Get Virtual Account Statement](https://docs.decentro.tech/reference/payments_api-virtualaccounts3-statement.md): This API can be used by platforms to fetch the statement of a virtual account. - [Get Balance](https://docs.decentro.tech/reference/payments_api-virtualaccounts3-balance.md): This API lets the platform fetch the current balance of a virtual account. - [Get Virtual Account Detail](https://docs.decentro.tech/reference/get-virtual-account-details.md): This API allows clients to fetch the details of their virtual accounts with Decentro - [Remitter whitelisting API](https://docs.decentro.tech/reference/remitter-whitelisting-1.md): The API can be used by clients to request whitelisting of a remitter's account for VA based collections. - [Remitter whitelisting Callback](https://docs.decentro.tech/reference/remitter-whitelisting-callback.md): This callback is to inform the clients about the final status of the account whitelisting request to Decentro. - [Pre-Deposit Check callback](https://docs.decentro.tech/reference/pre-deposit-check-callback-1.md): This callback allows clients to validate a transaction before the actual fund movement happens in the virtual account. The client can accept or reject incoming funds via this callback. - [Virtual Transfer API](https://docs.decentro.tech/reference/virtual-transfer-api.md): This API enables merchants to seamlessly transfer funds between virtual accounts (VAs). - [Simulate E-collect Transaction (Staging) - PA platform](https://docs.decentro.tech/reference/simulate-e-collect-transaction-staging.md): This API can be used in our Staging environment to simulate an incoming E-Collect Transaction for a specific Virtual Account - [ENACH V3](https://docs.decentro.tech/reference/enach-v3-stack.md): This page gives you an overview of the APIs provided by Decentro's ENACH V3 platform. - [Enach Supported Banks](https://docs.decentro.tech/reference/enach-v3-supported-banks.md): This API allows the platform to check if a bank is supported on the ENACH V3 stack. - [Enach Mandate Registration](https://docs.decentro.tech/reference/enach-v3-mandate-registration.md): This API allows the platform to initiate a mandate registration using Decentro's ENACH V3 stack. - [Enach Registration Callback](https://docs.decentro.tech/reference/enach-v3-registration-callback.md): This callback is triggered by Decentro to the platform when a mandate is registered successfully. - [Enach Mandate Registration Status](https://docs.decentro.tech/reference/enach-v3-mandate-registration-status.md): This API allows the platform to check the status of a mandate registration using Decentro's ENACH V3 stack. - [Enach Mandate Execution](https://docs.decentro.tech/reference/enach-v3-mandate-execution.md): This API allows the platform to initiate a presentation using Decentro's ENACH V3 stack. - [Enach Mandate Execution Callback](https://docs.decentro.tech/reference/enach-v3-mandate-execution-callback.md): This callback is triggered by Decentro to the platform when a mandate presented is executed. - [Enach Mandate Execution Status](https://docs.decentro.tech/reference/enach-v3-mandate-execution-status.md): This API allows the platform to check the status of a mandate presentation using Decentro's ENACH V3 stack. - [Enach - Mandate Management API](https://docs.decentro.tech/reference/enach-mandate-management-api.md): This API is used to manage the mandate. Merchants can perform the actions like cancel the mandate. - [Enach Presentation Cancel API](https://docs.decentro.tech/reference/enach-presentation-cancel-api.md): This API is used to cancel eNACH presentations that are in the "Initiated" status. - [Enach Supported Frequencies](https://docs.decentro.tech/reference/enach-supported-frequencies.md) - [Enach Supported Category Codes](https://docs.decentro.tech/reference/enach-supported-category-codes.md) - [Bulk Execution API - JSON](https://docs.decentro.tech/reference/bulk-presentation-api-json.md): This API allows clients to initiate bulk mandate execution requests for eNach mandates - [Bulk Execution API - CSV](https://docs.decentro.tech/reference/bulk-execution-api-csv.md): This API allows clients to initiate bulk mandate execution requests for eNach mandates via csv - [Bulk Execution Status Check](https://docs.decentro.tech/reference/bulk-execution-status-check.md): This API allows you to check the execution status of individual records from a previously submitted bulk mandate presentation request. - [NPCI Error Codes - Enach Mandate Registration](https://docs.decentro.tech/reference/enach-mandate-registration-npci-error-codes.md) - [NPCI Error Codes - Enach Mandate Presentation](https://docs.decentro.tech/reference/npci-error-codes-mandate-presentation.md) - [UPI Autopay V3](https://docs.decentro.tech/reference/payments_api-upi-autopay.md): This page gives you an overview of the APIs provided by Decentro's UPI Autopay platform. - [UPI Autopay - Create Mandate API](https://docs.decentro.tech/reference/payments_api-upi-autopay-create-mandate.md): This API is used to create a UPI based mandate. - [UPI Autopay - Mandate Status Callback](https://docs.decentro.tech/reference/payments_api-upi-autopay-registration-callback.md): This callback is triggered by Decentro to the platform when the customer approves the mandate request on the PSP app. - [UPI Autopay - Get Mandate Status](https://docs.decentro.tech/reference/payments_api-upi-autopay-get-mandate-status.md): This API is used to get the status of a mandate registration which was created using the Create Mandate API. - [UPI Autopay - Pre Debit Notification](https://docs.decentro.tech/reference/payments_api-upi-autopay-pre-debit-notification.md): This API is used to initiate a pre-debit notification at least 24 hours before presenting the actual mandate. - [UPI Autopay - Pre-Debit Notification Callback](https://docs.decentro.tech/reference/upi-autopay-mandate-pre-debit-notification-callback.md): This callback is triggered by Decentro to the platform when a debit request is executed - [UPI Autopay - Get Pre-debit Notification Status](https://docs.decentro.tech/reference/upi-autopay-get-mandate-pre-debit-notification-status.md): This API is used to get the status of pre- debit notification - [UPI Autopay - Mandate Presentation API](https://docs.decentro.tech/reference/payments_api-upi-autopay-mandate-presentation.md): This API is used to execute a registered UPI based mandate that is created using the Create Mandate API. - [UPI Autopay - Mandate Presentation Callback](https://docs.decentro.tech/reference/payments_api-upi-auto-pay-presentation-callback.md): This callback is triggered by Decentro to the platform when a debit request is executed - [UPI Autopay - Get Mandate Presentation Status](https://docs.decentro.tech/reference/payments_api-get-mandate-execution-status.md): This API is used to get the status of a mandate presentation. - [UPI Autopay - Mandate Management API](https://docs.decentro.tech/reference/upi-autopay-mandate-management-api.md): This API is used to manage the mandate. Merchants can perform the actions like cancel and update mandate. - [UPI Autopay SDK - Android](https://docs.decentro.tech/reference/upi-autopay-sdk-android.md): Autopay android SDK integration guide - [Settlements V3](https://docs.decentro.tech/reference/payments_api-settlementsv3.md): This set of APIs help the platform simplify their settlement reconciliation experience. - [Manage VA Settlement](https://docs.decentro.tech/reference/payments_api-settlementsv3-manage-settlement.md): This API allows the platform to manage the settlement account to where the virtual account settlements are performed. - [Settlement Status Callback/Webhook](https://docs.decentro.tech/reference/payments_api-settlementsv3-callback.md): This callback is used by Decentro to trigger the status of a settlement to pre-configured endpoint of the platform. - [Get Settlement Account Details](https://docs.decentro.tech/reference/get-settlement-account-details.md) - [Split Settlements V3](https://docs.decentro.tech/reference/manage-split-settlements.md) - [Add Split Settlement Rule API](https://docs.decentro.tech/reference/add-split-settlement-rule-api.md) - [Update Split Settlement Rule API](https://docs.decentro.tech/reference/update-split-settlement-rule-api.md) - [Get Split Settlement Rule API](https://docs.decentro.tech/reference/get-split-settlement-rule-api.md) - [Set Default Split Settlement Rule Configuration](https://docs.decentro.tech/reference/set-default-split-settlement-rule-configuration.md) - [ENACH v2](https://docs.decentro.tech/reference/payments_api-enach.md): This page gives you an overview of the APIs provided by Decentro's ENACH platform. - [ENACH Supported Banks](https://docs.decentro.tech/reference/payments_api-enach-supported-banks.md): This API allows the platform to check if a bank is supported on the ENACH stack. - [ENACH Mandate Registration](https://docs.decentro.tech/reference/payments_api-enach-mandate-registration.md): This API allows the platform to initiate a mandate registration using Decentro's ENACH stack. - [ENACH Registration Callback](https://docs.decentro.tech/reference/enach-registration-callback.md): This callback is triggered by Decentro to the platform when a mandate is registered successfully. - [ENACH Mandate Registration Status](https://docs.decentro.tech/reference/payments_api-enach-mandate-status.md): This API allows the platform to check the status of a mandate registration using Decentro's ENACH stack. - [ENACH Mandate Execution](https://docs.decentro.tech/reference/payments_api-enach-mandate-execution.md): This API allows the platform to initiate a presentation using Decentro's ENACH stack. - [ENACH Mandate Execution Callback](https://docs.decentro.tech/reference/enach-execution-callback.md): This callback is triggered by Decentro to the platform when a mandate presented is executed. - [ENACH Mandate Execution Status](https://docs.decentro.tech/reference/payments_api-enach-mandate-execution-status.md): This API allows the platform to check the status of a mandate presentation using Decentro's ENACH V2 stack. - [UPI Collections v2](https://docs.decentro.tech/reference/payments_api-collections.md): This page covers the key APIs under the collections module of Decentro. - [Generate UPI Payment Link](https://docs.decentro.tech/reference/payments_api-generate-upi-payment-link.md) - [Issue Collect Request](https://docs.decentro.tech/reference/payments_api-issue-collect-request.md) - [Check Payment Status](https://docs.decentro.tech/reference/payments_api-check-payment-status.md): This API is used to check the status of an UPI collection like Payment Link and Collection request - [Check Payment Status v2](https://docs.decentro.tech/reference/payments_api-check-payment-status-v2.md): This API is used to check the status of a UPI collection like Payment Link and Collection request using bank reference number or Decentro transaction ID - [Settlement Account (To be deprecated)](https://docs.decentro.tech/reference/payments_api-settlement-account.md) - [Issue UPI Refund](https://docs.decentro.tech/reference/payments_api-issue-upi-refund.md) - [Transaction Status](https://docs.decentro.tech/reference/payments_api-transaction-status.md): This callback is triggered by Decentro to a custom end-point of the platform for each incoming and outgoing transaction initiated through Decentro, once it reaches its terminal status. - [Netbanking](https://docs.decentro.tech/reference/netbanking-2.md): This set of APIs from Decentro are designed to help platforms facilitate Netbanking collections. - [Generate Netbanking Dynamic QR](https://docs.decentro.tech/reference/generate-netbanking-qr.md) - [Generate Netbanking Redirection](https://docs.decentro.tech/reference/generate-netbanking-redirection.md) - [Generate Netbanking Intent Link](https://docs.decentro.tech/reference/generate-netbanking-intent-link.md) - [Get Netbanking Transaction Status Basic](https://docs.decentro.tech/reference/get-netbanking-status-basic.md): This API allows the platform to fetch the status of a transaction intiated through a payment link/collect request/dynamic QR code/ UPI Autopay(Refunds only). - [Payouts V3](https://docs.decentro.tech/reference/payments_api-payouts-v3.md) - [Initiate Payout](https://docs.decentro.tech/reference/payments_api-initiate-payout-v3.md) - [Transaction Status Callback](https://docs.decentro.tech/reference/payments_api-payout-transaction-status-callback.md) - [Get Transaction Status](https://docs.decentro.tech/reference/payments_api-get-transaction-status-v3.md) - [Payouts V2](https://docs.decentro.tech/reference/payments_api-payouts-v2.md) - [Manage Beneficiaries v2](https://docs.decentro.tech/reference/payments_api-manage-beneficiaries-v2.md) - [Get Beneficiary Details](https://docs.decentro.tech/reference/payments_api-get-beneficiary-details.md) - [Direct Payouts - Initiate Payout](https://docs.decentro.tech/reference/payments_api-initiate-payout.md) - [Transaction Status Callback v2](https://docs.decentro.tech/reference/payments_api-transaction-callbacks.md): This callback is triggered by Decentro to a custom end-point of the platform for each incoming and outgoing transaction initiated through Decentro, once it reaches its terminal status. - [Direct Payouts - Get Transaction Status](https://docs.decentro.tech/reference/payments_api-get-transaction-status.md) - [Bulk Payout CSV API](https://docs.decentro.tech/reference/batch-payout-csv.md): This API allows the platform to undertake payouts to multiple beneficiaries using a simple CSV upload. - [Bulk Payout JSON API](https://docs.decentro.tech/reference/batch-payout-json.md) - [Bulk Get Transaction Status API](https://docs.decentro.tech/reference/payments_api-batch-get-transaction-status.md) - [Reverse Penny Drop/Penny Pull - Intent API](https://docs.decentro.tech/reference/penny-pull-intent-api-pa.md): This API allows the platform to create an Intent link using Decentro's Penny pull stack. - [VerifyPay (V3)](https://docs.decentro.tech/reference/verifypay-V3.md): Validate a UPI VPA via a penny drop - [Validate Bank Account (V3)](https://docs.decentro.tech/reference/validate-bank-account-v3.md): Updated Validate Bank Account with smart provider selection. - [VerifyPay](https://docs.decentro.tech/reference/verify_pay.md): Validate a UPI VPA via a penny drop - [Validate Bank Account (Penniless / Penny Drop)](https://docs.decentro.tech/reference/payments_api-validate-bank-account.md) - [Bulk Validate Bank Account (Penniless /Penny Drop)](https://docs.decentro.tech/reference/payments_api-bulk-validate-bank-account.md) - [Penny Pull - Transaction Status Callback](https://docs.decentro.tech/reference/payments-userverification-pennypull-callback.md): This callback is used by Decentro to trigger the status of a transaction to pre-configured endpoint of the platform. - [Penny Pull - Get Transaction Status API](https://docs.decentro.tech/reference/payments-userverification-pennypull-gts.md): This API is used to check the status of a Penny pull Intent link using Decentro transaction ID. - [Penny Pull - Intent API](https://docs.decentro.tech/reference/payments-userverification-pennypull-createintent.md): This API allows the platform to create an Intent link using Decentro's Penny pull stack. - [BBPS Services](https://docs.decentro.tech/reference/neowise-bbps.md): This page gives an overview of Decentro's APIs that power its BBPS capabilities. - [Operator List](https://docs.decentro.tech/reference/neowise-bbps-operator-list.md) - [Operator Icons](https://docs.decentro.tech/reference/neowise-bbps-operator-icons.md): This API allows the platform to fetch the icon of a biller available on BBPS network. - [Telecom Plans](https://docs.decentro.tech/reference/neowise-bbps-telecom-plans.md) - [Recharge Plan](https://docs.decentro.tech/reference/neowise-bbps-recharge-plans.md): Use this API to fetch recharge plans based on the Operator ID and Circle ID. - [Recharge Plan with Plan Type](https://docs.decentro.tech/reference/recharge-plan-type.md): Use this API to fetch recharge plans based on the Operator ID, Circle ID, and Plan Type. - [View Bill](https://docs.decentro.tech/reference/neowise-bbps-view-bill.md) - [Validate Plan](https://docs.decentro.tech/reference/neowise-bbps-validate-plan.md) - [BBPS - Get Balance](https://docs.decentro.tech/reference/neowise-bbps-get-balance.md): User this API to fetch the Balance - [Create Recharge](https://docs.decentro.tech/reference/neowise-bbps-create-recharge.md) - [BBPS - Get Transaction Status](https://docs.decentro.tech/reference/neowise-bbps-transaction-status.md) - [Create a Virtual Account](https://docs.decentro.tech/reference/virtual_accounts_api-create-a-virtual-account-v2.md): This API is an updated version of creating a virtual account - [Update virtual account](https://docs.decentro.tech/reference/update-virtual-account.md) - [Load / Unload Virtual Account](https://docs.decentro.tech/reference/virtual_accounts_api-load-unload-va.md) - [Simulate E-collect Transaction (Staging) - Payouts platform](https://docs.decentro.tech/reference/simulate-e-collect-transaction-staging-payouts-platform.md) - [Get All Linked Accounts](https://docs.decentro.tech/reference/virtual_accounts_api-get-all-linked-accounts.md) - [Get Virtual Account Details](https://docs.decentro.tech/reference/virtual_accounts_api-get-the-account-details.md): This API can be used to fetch the details of a specific virtual account - [Virtual Accounts - Get Balance V1](https://docs.decentro.tech/reference/virtual_accounts_api-get-balance.md) - [Virtual Accounts - Get Statement V1](https://docs.decentro.tech/reference/virtual_accounts_api-get-statement.md) - [Get Whitelisted Remitter Accounts](https://docs.decentro.tech/reference/virtual_accounts-get_whitelisted_remitter_account.md) - [Virtual Accounts - Get Balance V2](https://docs.decentro.tech/reference/virtual_accounts_api-get-balance-v2.md): This API is an updated version of fetching the balance of a virtual account - [Account Balance](https://docs.decentro.tech/reference/virtual_accounts_api-account-balance.md): This callback is triggered at a virtual account level every time there's a change in the balance - [Pre-Deposit Check](https://docs.decentro.tech/reference/payments_api-pre-deposit-check.md): This callback is triggered by Decentro to a custom endpoint if the platform has subscribed to it. If you reject the callback, the transaction is refunded to the source or else accepted. - [Create Journal](https://docs.decentro.tech/reference/create-journal.md) - [Journal Details](https://docs.decentro.tech/reference/journal-details.md) - [All Journals](https://docs.decentro.tech/reference/all-journals.md): This API can be used to fetch the details of all journals associated with a platform. - [Update Journal](https://docs.decentro.tech/reference/update-journal.md): This API is used to update a Journal created - [Create Ledger Account](https://docs.decentro.tech/reference/create-ledger-account.md) - [Ledger Account Details](https://docs.decentro.tech/reference/ledger-account-details.md) - [All Ledger Accounts](https://docs.decentro.tech/reference/all-ledger-accounts.md) - [Account Statement](https://docs.decentro.tech/reference/account-statement.md): This API helps you fetch the list of transactions against a Ledger account - [Update Ledger Account](https://docs.decentro.tech/reference/update-ledger-account.md): This API is used to update the status of a Ledger account - [Ledger Account Balance](https://docs.decentro.tech/reference/get-ledger-account-balance.md): This API allows platforms to fetch the different types of ledger account balances for an existing ledger account. - [Create Transaction](https://docs.decentro.tech/reference/create-transaction.md): This API is used to pass a transaction entry into a ledger account. - [Update Transaction](https://docs.decentro.tech/reference/update-transaction.md): This API is used to update a transaction entry created against a ledger account. - [Search Using IFSC](https://docs.decentro.tech/reference/common-search-using-ifsc.md) - [Search Using Branch Name](https://docs.decentro.tech/reference/common-search-using-branch-name.md) - [Get Response Code Details](https://docs.decentro.tech/reference/common-get-response-code-details.md) - [Get Bank Code](https://docs.decentro.tech/reference/common-get-bank-code.md) - [Get Merchant Category Code](https://docs.decentro.tech/reference/common-get-merchant-category-code.md) - [Get Business Type Code](https://docs.decentro.tech/reference/common-get-business-type-code.md) - [Get State Code](https://docs.decentro.tech/reference/common-get-state-code.md) ## Changelog - [Flow Release Notes | 3.9.0](https://docs.decentro.tech/changelog/flow-release-notes-390-1.md) - [Flow Release Notes | 3.8.9](https://docs.decentro.tech/changelog/flow-release-notes-389.md) - [Fabric Release Notes | Version 6.8](https://docs.decentro.tech/changelog/fabric-release-notes-version-68.md) - [Flow Release Notes | 3.8.8](https://docs.decentro.tech/changelog/flow-release-notes-388.md) - [Flow Release Notes | 3.8.7](https://docs.decentro.tech/changelog/flow-release-notes-387.md)