Fabric Release Notes | Version 5.17

Summary
Version 5.17 introduces significant enhancements across KYC verification flows, OmniScore- User Intelligence scoring, and DigiLocker integrations. Additionally, workflow improvements have been implemented for CKYC self-hosted solutions to couple upload and download operations, improving automation and reducing manual intervention.

Release Highlights

I. Combined Aadhaar, PAN, and Driving License KYC Flow

A new UISTREAM_AADHAAR_PAN_DL UIStream has been introduced to enable a unified flow for Aadhaar, PAN, and Driving License verification.

II. OmniScore – Comprehensive User Intelligence Scoring

A secure API has been launched to deliver an overall OmniScore along with three detailed sub-scores.

• Overall OmniScore Range: 100–1000 with associated risk category and contextual insights.
• Sub-scores:
  • Digital Identity Score
  • Financial Intelligence Score
  • Employment Stability Score

Endpoint: POST /v1/scanner/user-intelligence/omniscore

III. UIStream/Digilocker– Response Standardization

The response of the UIStream : DIGILOCKER_AADHAAR API has been updated for consistent downstream handling. Now it aligns with the standard UIStream : `DIGILOCKER_AADHAAR` response structure.

IV. DigiLocker Flow Optimisations

Enhancements to the DigiLocker KYC flow aim to reduce drop-offs and enforce mandatory Aadhaar verification. Automatic redirection to Aadhaar flow when:

• PAN is successfully fetched but Aadhaar is not linked to DigiLocker.
• DigiLocker is connected but Aadhaar is missing (Aadhaar not seeded).

V. CKYC Download Coupled with CKYC Upload (Self-Hosted Solution)

The self-hosted CKYC Upload process now supports automatic execution of CKYC Download in applicable cases.

• Streamlines CKYC data updates and minimizes manual operations.

Advice to Merchants Pull the Image Tags: 3.0.0, latest. and to enable Download feature by setting perform_ckyc_download: true in upload.json.