We have improved some important transaction status flows specifically regarding the handling of "Deemed" transactions within the UPI framework.

We have also introduce alternative way of securely accessing all Collections API on v3 stack - JWT.

Deemed transaction handling

In certain cases, transactions may not reach a terminal state in real-time and will be marked as "Deemed."

1. The status for any Deemed transaction will be updated to DEEMED for the associated payment link.
2. A transaction status callback will be triggered for any transaction marked as DEEMED.
3. It can take upto 3 days to update the terminal status of a Deemed transaction. Merchants can use Get Transaction Status (GTS) API to fetch the terminal status after a deemed transaction.
4. Please note that Refunds will not be permitted for a Deemed transaction. Also, the payer cannot initiate further attempt from the same link once the transaction is Deemed.

Support for JWT token

1. All Collections V3 APIs now support JSON web token (JWT) for accessing the APIs securely.
2. Customers can generate JWT using our Auth API with various grant types in the request body.

Learn more about accessing APIs via JWT here