Flow Release Notes | Version 3.6.5

This release note covers updates related to UPI AutoPay & eNach Mandates APIs.

UPI Autopay

Release Date: 17-Apr-2025

Feature: Introduction of Mandate Management API

Summary:
Launched the Mandate Management API to support the cancellation of registered mandates.

New API endpoint introduced to handle mandate actions like CANCEL.
Mandate cancellation can now be triggered by passing action: "CANCEL" and the corresponding decentro_mandate_id in the request body.
Mandates eligible for cancellation must have a current status of ACTIVE or PAUSED.
If mandate is not in eligible status, system returns an appropriate error.

Refer Mandate Management API Documentation

UPI Autopay

Release date: 17-Apr-2025

Update: Replaced the mandate status keyword REVOKE with CANCELLED.

Purpose: This change ensures consistent representation of mandate status across all channels, improving clarity for merchants and reducing ambiguity in downstream processing.

Affected components:

Mandate Status Callback - The "mandate_status" now returns "CANCELLED" for revoked mandates. This callback will be sent when user cancels the mandate via tpap.

Get Mandate Status API - Updated to reflect "mandate_status": "CANCELLED" along with the appropriate message. This API will return the current status of the mandate.

Refer Get Mandate Status API Documentation

Sample Callback Body

{
  "mandate_status": "CANCELLED",
  "mandate_status_description": "Mandate is cancelled. All initiated pre-debit notifications & presentations are cancelled.",
  "mandate_attempt_status": "SUCCESS",
  "mandate_attempt_status_description": "Mandate action update is successful",
  "decentro_txn_id": "",
  "callback_attempt": 4,
  "callback_timestamp": "",
  "consumer_urn": "",
  "reference_id": "",
  "mandate_creation_timestamp": "",
  "bank_reference_number": "",
  "payer_vpa": "",
  "decentro_mandate_id": "",
  "amount": "",
  "amount_rule": "",
  "payer_name": "",
  "payee_name": "",
  "mandate_name": "",
  "frequency": "",
  "start_date": "",
  "end_date": "",
  "presentation_summary": {
    "total": 0,
    "success": 0,
    "failed": 0,
    "skipped": 0,
    "remaining": 0
  },
  "rule_type": "",
  "block_fund": ,
  "is_revocable": ,
  "last_action": "",
  "last_action_timestamp": "",
  "last_action_auth_timestamp": "",
  "npci_transaction_id": "",
  "original_callback_txn_id": "",
  "callback_txn_id": ""
}

UPI Autopay

Release date: 17-Apr-2025

Update: Revokable & Block Funds Logic Enhancement & Validations

Validations:

MCC 7322 – Lending
- Allowed: Non revokable mandates
- Not Allowed: Block funds not supported
- Max Amount: ₹1,00,000
- Frequency: All
MCC 6211 – IPO & MCC 6300 – BIMA / ASBA (Insurance)
- Allowed: Supports both non revokable & block funds.
- Max Amount: ₹5,00,000
- Frequency: One Time

Enach Mandate

Release Date: 17-Apr-2025

Feature: Introduction of Presentation Cancel API

Summary:

This API is used to cancel eNACH presentations that are in the "Initiated" status.

The API uses the decentro_txn_id of the presentation API.
It transitions the presentation status from "Initiated" to "Cancelled".
If the presentation status is anything other than "Initiated", cancellation is not allowed.
Metering is reversed for that record.

Refer Presentation Cancel API Documentation