Launching UPI Collect Request based collections

What is a Collect Request

This collection method enables you to collect money, via UPI rails, from a specific UPI handle (VPA). It requires you, as the merchant, to have knowledge of your customers (payer) UPI address when initiating the request.

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Important Links

• Product Guide
• API Reference

UPI Collect request Variants

• Collection Request: This flow requires the payer to go to the UPI app where the VPA is registered and approve the transaction using the MPIN. It doesn't check the bank account linked to the UPI ID.
• Collect Request with TPV: This flow requires the payer to go to the UPI app where the VPA is registered and approve the transaction using the MPIN. This flow checks the bank account linked to the UPI ID and the transaction will only be processed if the account linked matches the bank account passed by the platform as part of the request.

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Please Note:

• This collection method is not supported by our auto-retry feature.
• This collection method has a maximum expiry period of 60 minutes