Flow Release Notes | Version 3.7.4

This release notes contains updates related to UPI Autopay & Enach.

UPI Autopay

Release Date - 24/07/2025

Feature - Introduction of First Amount Mandate

is_first_txn_amount New Flag in Mandate Registration API:

• Mandate is registered with the is_first_txn_amount flag enabled.
• Only supported for QR/Intent-based Autopay flows.
• In FAM, the amount rule type must be set to MAX.
• Merchant can collect the specified FAM amount during the first debit.
• Amount specified in default_amount parameter will be considered for instant debit post registration in both is_first_txn_amount & is_downpayment scenario. No changes with default_amount or amount parameter logic.
• A callback with status "ACTIVE" is sent post successful registration.
• A financial callback is sent after the debit attempt.
• If both is_first_txn_amount and is_downpayment are set to false, the mandate will follow the regular flow without upfront collection.
• is_first_txn_amount and is_downpayment both cannot be true.
• Mandate creation will fail if both flags are enabled simultaneously.
• The FAM flag is mandatory for any merchant intending to use this capability.
• One-time frequency mandates are not supported by FAM.
• Support for FAM has been validated across major TPAPs (GPay, PhonePe, Paytm, CRED). Compatibility may vary for other apps.

Docs Link - here

Enach Mandate

Release Date - 24/07/2025

Feature - API to fetch list of frequencies

This API provides a list of frequency types currently supported by Decentro for Enach mandates. It helps merchants programmatically fetch frequency options instead of relying on static documentation or external references.

Docs Link - here

Release Date - 24/07/2025

Feature - API to fetch list of Category Codes

This API allows merchants to fetch the list of Enach category codes currently supported by Decentro. It removes the dependency on static documentation and enables seamless integration for category selection during mandate registration.

Docs Link - here