Release Changelog
Get StartedExport API CollectionSupport
Back to All

Flow Release Notes | Version 3.9.5

October 30th, 2026 by Sanshray Mishra

Verifpay V3 Branch Details Enhancements

Deployment Date: October 30, 2026

The VerifyPay V3 API now returns an is_verified boolean attribute within the branch_details object. This informs merchants whether the bank branch associated with the provided IFSC has been cross-verified against authoritative banking datasets.


Sample API Response Snippet

{
  "decentro_txn_id": "17FC953DF0AA4E1DA8A90ADE7EE412D1",
  "api_status": "SUCCESS",
  "message": "Account details retrieved successfully",
  "data": {
    "upi_vpa": "8972241839@upi",
    "name_as_per_bank": "KAPIL DEV",
    "account_number": "XXXXXXX1983",
    "ifsc": "HDFC0000001",
    "bank_reference_number": "e77691a8146a45d5bc85b6e6fee1c45b",
    "payout_status": "SUCCESS",
    "payout_amount": "1.00",
    "account_type": "SAVINGS",
    "name_match_score": 81,
    "original_customer_name": "Kapil Kumar Dev",
    "branch_details": {
      "branch_verification_response_key": "success_branch_details_found",
      "bank": "HDFC Bank",
      "ifsc": "HDFC0000001",
      "branch": "TULSIANI CHMBRS - NARIMAN PT",
      "centre": "MUMBAI",
      "district": "MUMBAI",
      "state": "MAHARASHTRA",
      "contact": "919890603333",
      "address": "101-104 TULSIANI CHAMBERSFREE PRESS JOURNAL MARGNARIMAN POINTMUMBAI MAHARASHTRA 400 021",
      "imps": true,
      "rtgs": true,
      "neft": true,
      "micr": "400240003",
      "city": "GREATER MUMBAI",
      "swift": "HDFCINBB",
      "upi": true,
      "is_verified": true
    }
  },
  "response_key": "success_account_details_retrieved"
}


Compatibility & Action Required

Backward Compatible: Existing integrations will continue to function without changes. Existing response keys and payload structures remain intact.

Integration Action: Merchants wishing to automate branch trust checks can consume the is_verified flag directly to validate payout destinations during onboarding or transaction verification.



Deprecation of Remitter Whitelisting and Settlement Account Management for the V3 Virtual Account Platform.

As part of our ongoing security audits and compliance requirements, the following APIs have been deprecated:

To update the relevant details, please send an email to [email protected] with the information currently submitted through the respective APIs. Our team will assist you in updating the details in our database.

Please note that the Turnaround Time (TAT) for such requests will be 2 working days.