NPCI Error Codes - Enach Mandate Registration

Common NPCI Error Codes

NPCI Error CodeNPCI Description
AP01Account blocked
AP02Account closed
AP03Account frozen
AP04Account inoperative
AP05No such account
AP06Not a CBS account no. or old account no. represented with CBS no
AP07Refer to the branch – KYC not completed
AP08Account holder name mismatch with CBS
AP09Account type in mandate is different from CBS
AP10Amount exceeds e-mandate limit
AP11Authentication failed
AP12Amount of EMI more than limit allowed for the account
AP13Invalid monthly EMI amount. Full loan amount mentioned
AP14Invalid user credentials
AP15Mandate not registered – not maintaining required balance
AP16Mandate not registered – minor account
AP17Mandate not registered – NRE account
AP18Mandate registration not allowed for CC account
AP19Mandate registration not allowed for PF account
AP20Mandate registration not allowed for PPF account
AP21Payment stopped by attachment order
AP22Payment stopped by court order
AP23Transaction rejected or cancelled by the customer
AP24Account not in regular status
AP25Withdrawal stopped owing to insolvency of account
AP26Withdrawal stopped owing to lunacy of account holder
AP27Invalid frequency
AP28Mandate registration failed – please contact your home branch
AP29Technical errors or connectivity issues at backend
AP30Browser closed by customer mid-transaction
AP31Mandate registration not allowed for joint account
AP32Mandate registration not allowed for wallet account
AP33User rejected the transaction on pre-login page
AP34Account number not registered with netbanking facility
AP35Debit card validation failed – invalid card number
AP36Debit card validation failed – invalid expiry date
AP37Debit card validation failed – invalid PIN
AP38Debit card validation failed – invalid CVV
AP39OTP invalid
AP40Maximum tries exceeded for OTP
AP41Time expired for OTP
AP42Debit card not activated
AP43Debit card blocked
AP44Debit card hotlisted
AP45Debit card expired
AP46No response received from customer during transaction
AP47Account number registered for only view rights in netbanking
AP48Aadhaar number does not match with debtor account number
AP51Aadhaar number not linked with the debtor account number

Additional Technical NPCI Error Codes

NPCI Error CodeNPCI Message
151Merchant Xmlns name empty or incorrect
152Merchant MsgId empty or incorrect
153Merchant CreDtTm empty or incorrect
154Merchant ReqInitPty Id empty or incorrect
155Merchant CatCode empty or incorrect
156Merchant UtilCode empty or incorrect
157Merchant CatDesc empty or incorrect
158Merchant ReqInitPty name empty or incorrect
159Merchant MndtReqId empty or incorrect
160Merchant SeqTp empty or incorrect
161Merchant Frqcy empty or incorrect
162Merchant FrstColltnDt empty or incorrect
163Merchant FnlColltnDt empty or incorrect
164Merchant ColltnAmt ccy type empty or incorrect
165Merchant ColltnAmt empty or incorrect
166Merchant MaxAmt ccy type empty or incorrect
167Merchant MaxAmt empty or incorrect
168Merchant Creditor name empty or incorrect
169Merchant Creditor Acc No empty or incorrect
170Merchant Creditot MmbId empty or incorrect
171Merchant MnadateReqId empty or incorrect
172Merchant Creditor Acc No empty
173Merchant Info not available
174Merchant ReqInitPty not available
175Merchant Creditor Acc Details not available
176Merchant GrpHdr not available
177Merchant Mndt not available
178Merchant MndtAuthReq empty or not available
179Merchant CheckSum validation failed
180Merchant Signature validation failed
181Error in decrypting Creditor Acc No
182Error in decrypting FrstColltnDt
183Error in decrypting FnlColltnDt
184Error in decrypting ColltnAmt
185Error in decrpting MaxAmt
186Merchant Invalid request
187Merchant Id empty or incorrect
188Merchant ManReqDoc incorrect
189Merchant CheckSum empty or not available
190Merchant Signature not found
191Merchant GrpHdr missing some tag
192Merchant ReqInitPty missing some tag
193Merchant Mndt missing some tag
194Merchant CrAccDtl missing some tag
195Merchant Certificate not found
196Merchant Signature algorithm incorrect
197Merchant Signature Digest algorithm incorrect
198Merchant first date is after final date
199Merchant CrAccDtl not available
200Merchant first date not available
201Merchant final date not available
202Merchant first date empty
203Merchant final date empty
204Merchant ManReqDoc empty not available
205MerchantId not in approved list
206Merchant ColltnAmt and MaxAmt empty
207Merchant ColltnAmt and MaxAmt exist
208Merchant Catcode not in approved list
209Merchant MsgId is duplicate
210Merchant Frequency type is invlid
211Merchant Sequence type is invlid
212Merchant Cat Description is not approved list
213Merchant UtilCode is not in approved list
214Merchant Req Pay ID not in approved list
215Merchant Creditor Acc Details name not in approved list
216Merchant Occurences is empty
217Merchant Debitor name empty or incorrect
218Merchant Debitor Account number empty or incorrect
219Merchant Debitor is missing some tags
220Merchant Debitor Acc No empty
221Merchant Debitor Acc not available
222Merchant Creditor and Debitor account number is same
223Merchant info id , util and creditor accont number are not equals
234Merchant Creditor account number is not approved list
235Merchant Mandate ID is duplicate
236Merchant Debitor Account number decrypt Error
237Merchant Decrypt Error
238Merchant Bank id not available
239Merchant Bank id not in approved list
240Merchant Bank debit flag error
251INVALID BANK RESPONSE RECEIVED
252Bank xmlns is empty or incorrect
253Bank Response type is not available or empty
254Bank Check sum is not available or empty
255Bank Mandate request document is incorrect
256Bank id not available or empty
257Error in decrypting Accepted value
258Error in decrypting Accepted Ref Number
259Error in decrypting Reason Code
260Error in decrypting Reason Discription
261Error in decrypting Rejected By
262Bank NPCI Ref id empty or incorrect
263Error code not available in Error Xml
264Error description not available in Error Xml
265Rejected By not available in Error Xml
266Mandate Error Resp not available in Error Xml
267CheckSum validation failed
268Bank UndrlygAccptncDtls not available
269Bank GrpHdr empty or not available
270Bank MsgId empty or incorrect
271Bank CreDtTm empty or incorrect
272Bank ReqInitPty empty or incorrect
273Bank OrgnlMsgInf not available
274Bank MndtReqId empty or incorrect
275Bank UndrlygAccptncDtls CreDtTm empty or incorrect
276Bank Accptd empty
277Bank AccptRefNo empty or incorrect
278Bank RjctRsn not available
279Bank RjctRsn ReasonCode not empty
280Bank RjctRsn ReasonDesc not empty
281Bank RjctRsn RejectBy not empty
282Bank RjctRsn ReasonCode empty or incorrect
283Bank RjctRsn ReasonDesc empty or incorrect
284Bank RjctRsn RejectBy empty or incorrect
285Bank Certificate not found
286Bank IFSC Code empty or incorrect
287Bank RespType is incorrect
288Bank GrpHdr missing some tags
289Bank UndrlygAccptncDtls missing some tags
290Bank OrgnlMsgInf missing some tags
291Bank IFSC tag is missing
292Bank DBTR not available
293Bank AccptncRslt not available
294Bank RjctRsn missing some tags
295Bank ManReqDoc not available or empty
296Bank Accptd type incorrect
297Bank Signature not available
298Bank Signature Digest algorithm incorrect
299Bank Signature validation failed
300Bank Signature algorithm incorrect
301BankId not in approved list
302Bank MsgId is duplicate
303Bank Accepted Ref number is duplicate
306Bank Mandate id is duplicate
307Bank NPCI Ref id not valid
308Bank Reason code and description not in approved list
451No Details available for Requested NpciRefId
452Transaction Open Status
453Invalid Json structure
454Mandatory Key fields Empty or Invalid
455No Details available for Requested MandateReqID
456Transaction Open Status
457Invalid Json structure
458Mandatory Param fields Empty or Invalid
459Mandatory Key fields Empty or Invalid
460Empty or Invalid parameters
461No Details available for Requested NpciRefId
462Transaction Open Status
463Invalid Json structure
464Mandatory Param fields Empty or Invalid
465Mandatory Key fields Empty or Invalid
466More than one request in input
467Incorrect input combinations
470Bank Mndt ReqId not same as NpciReq
471Bank NpciRefId not same as NpciReq
472Invalid authmode received
473Bank invalid id
474Bank Returning Error XML
475Invalid JSON Structure
476Sponsor Bank Not in Approved List for Corporate
477SpnBank not certified
478DestBnk not certified
479Bank Invalid XML structure
480Spn DestBnk not certified
481Dest SpnBnk not certified
486No Variant is eligible for Selection
487No Variant is eligible for Selection
490Bank ACCT_TYPE tag is Invalid
491Bank ACCT_TYPE tag is null
492Current Process is Invalid
493Merchant Req Frqncy validation Error
494Invalid Frqncy tag value
495First collection date invalid
496Final collection date invalid
497SpnBank not certified for the variant
498DestBank not certified for the variant
499Bank certificate not available
500Error in encrypting Phone
501Error in encrypting Mobile
502Error in encrypting Email
503Error in encrypting Pan
504Merchant debitor Phone number empty or incorrect
505Merchant debitor Moblie number empty or incorrect
506Merchant debitor Email Id empty or incorrect
507Merchant debitor Pan number empty or incorrect
508Merchant creditor Phone number empty or incorrect
509Merchant creditor Mobile number empty or incorrect
510Merchant creditor Email ID empty or incorrect
511Merchant creditor Pan number empty or incorrect
512Merchant creditor Phone number encryption error
513Merchant creditor Mobile number encryption error
514Merchant creditor Email Id encryption error
515Merchant creditor Pan number encryption error
516Merchant creditor Phone Number is invalid
517Merchant creditor Mobile Number is invalid
518Merchant creditor Account Type is invalid
519Merchant creditor Email Id is invalid
520Merchant creditor Pan Number is invalid
521Merchant creditor Scheme Name is invalid
522Merchant creditor Consumer Reference number is invalid
523Merchant creditor Mandate Type is invalid
524Merchant creditor Co-Operate Sponser Bank is invalid
525Error in decrypting Phone number
526Error in decrypting Mobile number
527Error in decrypting Email Id
528Error in decrypting Pan number
529SpID missing for the merchant
530Merchant SpId combination not in DB
531Authmode and BankId are Mandatory
532Email Max Length Exceeded
533Authmode and BankId are Mandatory
534Mandate Verify Details Response is null
535Mandate Verification API Url null
536Error in Posting Mandate Details
537Error in Processing Mandate Verify Response
538Invalid Mandate Verify Status
539Mandate Verify Details Response is null
540Invalid Otp Verify Status
541Error in Processing Otp Verify Response
542Error in Posting Otp Details
543Otp Verification API Url null
544Otp Verify Details Response is null
545Resend OTP API Url null
546Error in Posting Resend Otp Details
547Resned Otp Response is null
554Duplicate Merchant Request
555Duplicate Bank Response
601Invalid Debit Card Number
602Invalid Expiry / Validity
603Invalid CVV
604Account Details Does not Match
605Otp Verification Failure