Overview

The E-collect simulation API enabled our clients to transfer funds (aka load funds) to their virtual accounts. Simulating incoming transactions will allow you test our Callback/Webhooks, remitter whitelisting, and Virtual Account Statement workflows on our staging environment.

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Important note

• This API can only be used on our staging environment.
• There is no actual money movement so please use this API extensively during our integration and testing phase.
• As this is a simulation API, we do require you to pass any authorization headers.
• The API does not perform any parameter level validations. It will always respond with a success response, I.E., a static response message.
• Please recheck the payload and ensure values are being passed for all required input parameters if the fund transfer, initiated via this API, does not reflect in the beneficiary virtual account.

Flow

Below is the process for simulating the incoming fund transfer via this API:

1. The client inputs the required beneficiary account details. This is the Virtual Account in which you want to receive the funds.
2. The client inputs the required remitter details. This the the entity sending the funds to the virtual account.
3. The client inputs the required transfer details. This corresponds to the details of the fund transfer.
4. Decentro will processes the simulation request and credit the funds to the beneficiary account specified in the request.
5. Our system will trigger the Account Balance Callback/Webhook to your endpoint, configured by Decentro at the time of onboarding.
6. Decentro triggers the Terminal Transaction Status Callback/Webhook (E-Collect - SUCCESS) to the platform's endpoint, configured by Decentro at the time of onboarding.

API Endpoints

Below are the API endpoints to be used by the platform basis the environments.