post https://in.staging.decentro.tech/core_banking/money_transfer/initiate
API Endpoints
| Environment | Endpoint |
|---|---|
| Staging / Sandbox | https://in.staging.decentro.tech/core_banking/money_transfer/initiate |
| Production | https://in.decentro.tech/core_banking/money_transfer/initiate |
This API allows you to facilitate money transfers to/from the linked virtual bank accounts of your customers from within your application.
Decentro provides the below type of transfers.
- Virtual account to Virtual account
- Virtual account to actual bank account
Decentro supports the below modes of transfers.
- NEFT
- RTGS
- IMPS
- UPI
Simulation Data
Decentro provides the test data which will simulate various scenarios of the API when a transaction takes place.
Note: This test data is only valid in the Staging environment. Account details passed in the from_account parameter must match the provider secret passed in the headers.
Important: Please refer to the Simulation Data guide here
Simulation Data
| To Account | IFSC Code | Test Cases | Transaction Status |
|---|---|---|---|
| 123456789011 | SBIN0001077 | Initiate Payout API status as 'Pending' Get Transaction Status API status as 'Success' | Success |
| 123456789012 | UTIB0001506 | Initiate Payout API status as 'Pending' Get Transaction Status API status as 'Pending' | Pending |
| 123456789013 | HDFC0001234 | Initiate Payout API status as 'Pending' Get Transaction Status API status as 'Failure' | Failure |
Error Messages of the API
Please refer Here for all the errors from Initiate Payout API