Generate and fetch credit reports using detailed parameters or just using Mobile numbers and Names. Basis the request payload, Decentro hits the relevant report in the backend accordingly.
Note: Decentro recommends using all the parameters for higher accuracy.
Also, Decentro would recommend using its KYC validation API to check the PAN number and other ID details to verify if only the mobile number and name are used to pull the report.
Refer here for Credit Report Documentation