The API enables the platforms to validate a user's VPA.
Penny Pull is an API that generates a unique UPI payment link worth 1 Rupee. With this API, platforms can create a simple front-end screen and embed the generated UPI link on it.
When a user clicks on the payment link, they will be redirected to the payment apps installed on their device. This allows for a seamless and hassle-free transaction experience, as the user can complete the payment using the payment app of their choice.
This will be an async activity. Penny pull API generates a payment link and when the transaction reaches terminal state the platform will be notified by the full KYC status callback.
The response keys received in the penny pull API and callback can be found here under penny pull and callback response keys - II sections.