Account v2

This module allows you to create and manage Virtual accounts across various bank partners.

Create virtual accounts for your customers/buyers/partners/sellers in real time with any of our partner banks.
Manage/Update the virtual accounts in terms of limits and the personal details linked to each of those accounts.

Create a Virtual Account

This API allows you to create a virtual account for a consumer or business in real-time. This functions exactly like a regular bank account with the exception of cash withdrawals. You can use the Virtual account to collect funds, hold funds or settle the same to a beneficiary or multiple beneficiaries.

You can also choose the underlying bank provider if you have a particular preference.

UPI Transaction Limit

Bank	Upper Limit Per Transaction (INR)	Per Day Transaction Limit (INR)
	1,00,000	1,00,000

Sample API

{
    "bank_codes": [
        "YESB"
    ],
    "name": "New Account 123",
    "pan": "OPUAS5334E",
    "email": "[email protected]",
    "mobile": "9000334110",
    "kyc_verified": 1,
    "kyc_check_decentro": 0,
    "customer_id": "9000334110",
    "virtual_account_balance_settlement": "enabled",
    "master_account_alias": "test_alias2",
    "generate_static_qr": 1,
    "upi_sub_merchant_id": "NPSTSUBM008"
}

{
    "decentroTxnId": "F5989F01D6A5446E83CA0EB5FD59CA79",
    "status": "SUCCESS",
    "responseCode": "S00000",
    "message": "Virtual accounts created successfully",
    "data": [
        {
            "bank": "YES BANK LTD",
            "status": "success",
            "message": "YES Bank account created successfully.",
            "accountNumber": "500500603683277108",
            "ifsc": "YESB0CMSNOC",
            "allowedMethods": [
                "IMPS",
                "NEFT",
                "RTGS",
                "UPI"
            ],
            "currency": "INR",
            "transactionLimit": 0.0,
            "minimumBalance": 0.0,
            "upiQrCode": "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",
            "upiOnboardingStatus": "PENDING",
            "upiOnboardingStatusDescription": "Not valid for Static QR generation.",
            "virtualAccountBalanceSettlement": "ENABLED",
            "upiStaticQrGenerationStatus": "SUCCESS",
            "upiStaticQrGenerationStatusDescription": "UPI Static QR generated successfully."
        }
    ]
}