Wallets & Cards Flow

Below is the recommended flow for operations on a Min KYC wallet.

Create a Min KYC wallet with a virtual card for your customer by passing the PAN number and a few details
Confirm the wallet creation with the OTP received by the wallet holder in the mobile registered with the wallet
Get the details of the card to fetch the virtual card details after the wallet including the current balance
Activate the card so that customers can start using it online or offline
Fetch the CVV for customers in the form of an HTML page
Convert the Virtual card into a Physical Card which will be delivered to the address of your choice
Set PIN for offline transactions after the physical card request is processed

Below is the recommended flow for transactions pertaining to a Min KYC wallet.

Load funds into a wallet from your pool account so that the balance can be updated
Reverse the funds from a wallet to the platform's pool account in case of any issues or duplicate loading

Configure callback for authorization: this allows you to approve or reject transactions before it happens. Please reach out to us at [email protected] to have the endpoints configured
Configure callback for notification to get the status of a transaction. Please reach out to us at [email protected] to have the endpoints configured
Configure [callback] () for notification in case of a reversal of a transaction
Configure [callback] () for notification in case of a fund post transaction, which is essentially an additional credit or debit against a wallet
Get the statement of a wallet to display the list of transactions to your customers

Below is the list of operations pertaining to a Min KYC wallet.

Lock a wallet to ensure all the cards associated with the wallet can no longer be used online or offline temporarily
Lock a specific virtual card to ensure any transaction pertaining to the card can no longer be used temporarily
Lock a specific physical card to ensure any transaction pertaining to the card can no longer be used temporarily
Fetch the status of a card to display the latest status to customers
Block or Unblock specific [channels] (https://docs.decentro.tech/reference/wallet_and_prepaid_api-set-channel-preferences) for transactions against a wallet

Locked wallets or cards can be unlocked as well using the same API by passing 'UNLOCK' under the 'action' parameter.