Mobile to PAN HyperStream

The Mobile to PAN Hyperstream takes the minimum possible input from the user, i.e., the phone number to fetch the PAN number from the Credit Bureau source.

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This API works best in production environment.

Due to the nature of the underlying APIs such as Credit Bureau, this API works best in the production environment where there are considerably higher data points to work with.

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Penny Drop

Please note that this API uses two steps:

1. Mobile to Name
2. (Mobile + Name) to PAN

For the first step, a penny drop of either 1 Re or 1 Paisa will happen to the user's bank account. Hence, the end-user in question may recieve an SMS when this API is hit in your user journey.

Sample Request & Response

{
    "reference_id": "XXXXXXXXXXX",
    "consent": true,
    "consent_purpose": "A Valid Consent purpose",
    "hyperstream": "MOBILE_TO_PAN",
    "initial_input": {
        "mobile_number": "0123456789"
    }
}

{
    "hyperstream_txn_id": "XXXXXXXXXXXXXXX",
    "status": "SUCCESS",
    "http_status_code": 200,
    "response_key": "success_hyperstream",
    "data": {
        "DATA_PULL_TO_PAN": {
            "mobile_number": "0123456789",
            "full_name": "JOHN DOE",
            "id_number": "ABCDE9999A"
        }
    },
    "message": "Successfully Completed Hyperstream",
    "reference_id": "XXXXXXXXXXXXXXXXX"
}